Many people confuse saving with investing. The essential difference between saving and investing is that saving is primarily the result of restraining from spending, where investing is using the money you have saved to acquire wealth creation vehicles and assets. You work hard to support yourself and family and achieve your financial goals, so it’s important that your money work as hard as you do. So, why do we invest? Everyone’s future is uncertain and all Australians want financial independence, security and enhance their lifestyle as they move through life. As time goes by we generally see the prices of things increase and the value of money decrease or as we commonly refer to it, as inflation. Making investments early on will allow you to meet certain financial goals and desires you or your family have in the future. These may include short term goals like buying a new car, or taking a big overseas expensive holiday, or longer term goals, like buying a holiday apartment or funding your children’s future education costs. At Planning Box, our financial professionals will guide you through the various types of asset classes that are available for investment, and take into account your unique goals as well as your personal opinion and attitude towards various asset classes that may be available to you. Then move forward with structuring a plan that is unique to you and implementing the strategy to reach those future goals.